S&P 500
$7,490
+9.20% YTD
Investment
Understand markets before reacting to them
The investment section is educational first. Why not let your money work for you, even while you're reading a book or sleeping?
Index overview
Nasdaq
$25,374
+9.20% YTD
Dow Jones
$52,485
+8.48% YTD
Live YTD index board
Fresh index moves are fetched from the internet at request time and are not stored in the local database.
Last fetch: Aug 1, 2026, 11:18 AM UTC
Time in the market vs timing the market
This chart compares staying invested with missing the market's strongest rebound sessions, normalized to a $100,000 starting portfolio.
Time in the market
Stayed invested through every rally, drawdown, and rebound.
Ending value: $10,562,978
Total gain: 10462.98%
CAGR: 9.48%
Miss the 10 best days
Stepped aside often enough to miss the market's 10 strongest rebound sessions.
Ending value: $4,585,408
Total gain: 4485.41%
CAGR: 7.72%
Miss the 20 best days
Stepped aside often enough to miss the market's 20 strongest rebound sessions.
Ending value: $2,621,908
Total gain: 2521.91%
CAGR: 6.56%
Miss the 30 best days
Stepped aside often enough to miss the market's 30 strongest rebound sessions.
Ending value: $1,623,984
Total gain: 1523.98%
CAGR: 5.57%
Miss the 40 best days
Stepped aside often enough to miss the market's 40 strongest rebound sessions.
Ending value: $1,053,393
Total gain: 953.39%
CAGR: 4.68%
Miss the 50 best days
Stepped aside often enough to miss the market's 50 strongest rebound sessions.
Ending value: $707,831
Total gain: 607.83%
CAGR: 3.88%
Teachers
Benjamin Graham
The Foundation of Rational Investing
Invest with discipline, demand a margin of safety, and treat the market as a servant, not a guide. Graham teaches you how to think, not what to buy. His philosophy is the operating system of value investing.
Key Ideas
- Intrinsic value is your anchor
- Volatility is opportunity, not risk
- Emotional control > market prediction
Voice of Benjamin
“The intelligent investor is a realist who sells to optimists and buys from pessimists.”
“You are neither right nor wrong because the crowd disagrees with you. You are right because your data and reasoning are right.”
“In the short run, the market is a voting machine, but in the long run, it is a weighing machine.”
Warren Buffett
The Power of Simplicity & Compounding
Buy wonderful businesses at fair prices, hold them long-term, and let compounding do the heavy lifting. Buffett transforms Graham's logic into real-world mastery, showing that simplicity, when paired with patience, becomes a superpower.
Key Ideas
- Circle of competence matters
- Long-term ownership beats trading
- Quality + patience = exponential returns
Voice of Warren
“Our favorite holding period is forever.”
“Diversification is protection against ignorance. It makes little sense if you know what you are doing.”
“Be fearful when others are greedy and greedy when others are fearful.”
“Price is what you pay; value is what you get.”
Charlie Munger
The Psychology of Superior Judgment
Build a latticework of mental models, avoid stupidity, and think independently with relentless rationality. Munger elevates investing into applied wisdom, where psychology, discipline, and clear thinking dominate outcomes.
Key Ideas
- Multidisciplinary thinking = edge
- Avoiding mistakes > chasing brilliance
- Incentives drive behavior
Voice of Charlie
“Knowing what you don't know is more useful than being brilliant.”
“The big money is not in the buying and selling, but in the waiting.”
“A great business at a fair price is superior to a fair business at a great price.”
stayhumblecalmrationalin the game
Otherwise portfoliogoneportfoliogone.
Club-written posts
Reading the market without chasing every headline
A calm primer on indices, diversification, and long-term thinking for students.
People often start by overreacting to every chart move. The club's investment track begins with broad indices, risk tolerance, and repeatable research habits.
Glossary
Diversification
Doesn't make any sense, if you know, what you are up to.
Volatility
Tremendous opportunity if on can emrace it.
ETF
Dumb's money flows into this shit.
Educational content only. Live index data is fetched from Yahoo Finance at request time, and the long-range timing chart is seeded from historical S&P 500 data.